At Kohler & Green Insurance, we understand that running a business means taking risks—but you shouldn't take risks with your insurance coverage. Our team of experienced professionals is committed to helping businesses across industries protect what matters most. With a full range of business insurance solutions, we help you secure your company, your people, and your assets from unforeseen losses.

Whether you're a small startup or an established enterprise, our customizable insurance plans are designed to grow with your business. From essential coverage like worker’s compensation and liability insurance to specialized policies for electronic equipment, marine operations, and crime protection, Kohler & Green is your trusted partner in business insurance.

Why Business Insurance Matters

No matter the size or type of your company, business insurance helps mitigate financial risks, ensuring that one unexpected event doesn't jeopardize your entire operation. Fires, lawsuits, data breaches, employee injuries, and equipment breakdowns are just a few of the common disruptions businesses face. Having the right policies in place can make the difference between a minor setback and a major financial disaster.

Our Business Insurance Offerings

Kohler & Green Insurance offers a wide array of commercial insurance products tailored to meet your specific business needs. Here’s a breakdown of the categories we specialize in:

 

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Package Policies

A package policy combines multiple coverages into a single, convenient, and cost-effective plan. Typically tailored for small to medium-sized businesses, these packages may include property insurance, general liability, business interruption, and more. At Kohler & Green, we customize package policies that align with your industry risks and business goals, reducing coverage gaps and streamlining your protection.

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Worker’s Compensation

Protect your most valuable asset—your employees. Worker’s compensation insurance provides wage replacement and medical benefits to employees injured on the job. It not only helps you comply with state laws but also protects your business from potential lawsuits. We help you navigate the regulations and tailor coverage that supports your team and your bottom line.

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Electronic Equipment Insurance

Modern businesses rely heavily on technology. Our electronic equipment insurance covers critical devices like computers, servers, printers, and specialized industry tools against loss or damage due to power surges, breakdowns, theft, or natural disasters. With our coverage, your operations won’t be disrupted by technical setbacks.

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Business Automobile Insurance

If your company uses vehicles for deliveries, client visits, or transporting goods, you need business automobile insurance. This policy covers liability, collision, comprehensive damage, medical payments, and uninsured motorists. We insure everything from single vehicles to entire fleets—keeping your drivers and assets protected on the road.

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General Liability Insurance

General liability insurance is a must-have for every business. It protects against claims involving bodily injury, property damage, and advertising injury. Whether a customer slips and falls on your premises or you’re sued for alleged defamation, Kohler & Green’s comprehensive liability plans keep your business covered.

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Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, professional liability coverage is essential for service providers. It protects your business from claims of negligence, misrepresentation, or failure to deliver professional services. This is especially important for consultants, lawyers, accountants, and healthcare providers.

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Group Health Insurance

Offering group health insurance is one of the best ways to attract and retain top talent. At Kohler & Green, we provide affordable and flexible group health plans that meet the needs of your employees and comply with healthcare regulations. Whether you're looking for traditional PPOs, HMOs, or high-deductible health plans (HDHPs) with HSAs, we’ll help you find the right fit.

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Fire Insurance

Fire insurance protects your physical assets—buildings, inventory, machinery, and office furniture—from fire damage. Fires can lead to extensive property loss and downtime. Our policies ensure that your business can recover quickly with minimal financial disruption.

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Crime Insurance

Safeguard your business from internal and external criminal acts. Crime insurance covers losses resulting from employee theft, fraud, forgery, burglary, and cybercrime. As threats become more sophisticated, having robust crime protection is essential to maintaining financial stability and client trust.

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Marine Insurance

Whether you ship goods across the globe or operate vessels domestically, marine insurance offers protection for your cargo, ships, and marine liabilities. Kohler & Green provides comprehensive inland and ocean marine coverage for manufacturers, distributors, and logistics firms to ensure your business sails smoothly.

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Commercial Insurance

Our commercial insurance solutions encompass all the coverage areas your business needs under one roof. This includes policies for property, liability, auto, employee benefits, and specialty risks. No matter your industry—retail, construction, hospitality, or professional services—we provide tailored commercial plans that evolve with your business.